Is Your Organization Looking for Health Benefits?
The Center for Nonprofit Excellence (CNE) is proud to partner with the Center for Nonprofit Advancement's Health Program to bring members access to comprehensive coverage including a choice of health, dental, vision and life insurance plans from popular insurance carriers.
The highlights of this plan include:
- A choice of health, dental, vision and life insurance plans from popular insurance carriers in the region;
- Access to guarantee issue plans, meaning your employees will not have to submit to a medical exam or questionnaire to receive coverage; and
- The program includes COBRA coverage for active Center member employees who leave your organization as a part of its plan.
CNE is excited to broker access to the comprehensive benefits offered through the Health Program. Note that premiums are set annually by the Center for Nonprofit Advancement and may or may not be cheaper than your current coverage.
What CNE members are saying...
"We are grateful to learn that a benefit of CNE membership will include access to health insurance options. We found that this Health Program offers benefits that are cost-effective and appropriate for our organization. We are thrilled with CNE's leadership in making these benefits available."
“We have participated in this Program for the past 4 years and it has consistently kept premium increases 8-9% per year, far better than we had experienced with our prior insurer, with minimal reductions in the benefit package while offering a robust network of providers.”
YOUR BENEFITS PARTNER
Since 1983, Center for Nonprofit Advancement’s Health Program has provided benefits to its nonprofit member organizations. As a result, small and large nonprofits in Virginia, Maryland and the District of Columbia have enjoyed unparalleled access to coverage options through a choice of plans. The program currently serves 450 nonprofit organizations representing 6,000 lives across DC, Virginia, and Maryland, allowing The Center to negotiate competitive rates.
The Center for Nonprofit Advancement is proud to now partner with CNE to expand the program bringing access to valuable benefits to CNE members.
WHY YOU SHOULD JOIN
Choice: Five medical plans are available through the Health Program. You have the option of offering one or all five of our plans to your employees.
Access: Medical plans are available to organizations with two or more employees that are eligible for benefits working at least 20 or more hours /week and dental, vision, and/or life insurance is available to organizations with one employee working at least 20 hours per week.
Competitive Rates: Renewal rates lower than the 14% average for the Health Program’s current service area.
COBRA Coverage: Offered to active member organizations regardless of size.
Strength in Numbers: Available exclusively to nonprofits, enabling our sector to leverage its own purchasing power.
The Health Program plan year is July 1 to June 30 with rates based on the experience of all participating nonprofits. CNE Health Plan Access members that submit the required documents and are approved by the 10th of each month can join the Health Program on the 1st of the following month. Your first plan year will be a short plan year if you join after July 1.
Health Program Carriers:
The Health Program offers a choice of five medical plans to its CNE Health Plan Access members.
- Four medical plans are available through UnitedHealthcare
- One medical plan is available through the OneNet PPO plan.
CNE Health Plan Access members also have access to dental, vision and life insurance through the Health Program.
ABOUT THE PLANS
Medical: A choice of five medical plans to participating organizations, four plans available through UnitedHealthcare and one plan through the OneNet PPO plan. UnitedHealthcare is guarantee issue. The OneNet PPO plan is an age-banded plan that requires proof of prior coverage. If you do not have medical coverage, OneNet PPO will not cover costs for any pre-existing health conditions for 12-months.
Dental: The dental plan has a $2,000 calendar year benefit with a $50 deductible.
Vision: The vision plan offers an annual eye exam and new glasses or contact lenses.
Life: The basic life insurance plan provides a $10,000 benefit for $2 per month paid by the employer. This is required if you enroll in our medical insurance. Otherwise, this is optional coverage for a participating member if the organization already has a group life insurance policy in effect.
Voluntary Life: In addition, the employee can buy voluntary life insurance that is portable upon termination of employment. You cannot enroll in voluntary life without the $10,000 basic life insurance (also applies to organizations with other group life insurance policies. This is an age-banded benefit with coverage from $20,000 up to $150,000 that is guarantee issue regardless of the age of the employee.
For more information on benefits and coverage, please contact Valerie Washington, Director of Finance, or call 434-951-9041.
Make sure you meet the eligibility criteria...
- My organization is a CNE member with Health Plan access
- We are insuring only W-2 employees. Board members, Contract employees and volunteers cannot enroll in the plan.
- We are interested in medical coverage and have two or more employees who are eligible for benefits, working 20 or more hours per week.
- We are interested in vision, life, and dental plans and have one employee working at least 20 hours per week
Sign up for the Health Plan and pay the access fee through CNE. The annual access fee is now available at special introductory rates, ranging from $10 to $100 depending on your annual budget.
Complete the enrollment process with the Center for Nonprofit Advancement. NOTE: you must first be an active CNE member with Health Plan access and then complete a separate application process by submitting the required paperwork, including:
- The Group Participation Request form (Please read page two to ensure that all eligibility requirements are met)
- The Online User Agreement
- Your most recent W3 Report with copies of the W-2s
- Your most recent Quarterly Unemployment Report
- Enrollment Forms for each employee (submit Waiver of Coverage Forms for employees not participating in our plan)
Once a review of the above documents are received and reviewed, a notice of approval with the effective date of coverage or a declination notice will be send to the contact list on the Group Participation Request form.
Do not terminate your current coverage until you receive this notice.